Blackleaf Capital Group in Athens, OH is a loan broker. These disclosures cover who decides on funding, where offer terms come from, how cash advances differ from loans, and how to read the figures on this site.
The broker role, where terms come from, and how site figures are sourced.
How the Athens, OH desk acts as a broker, not a lender
Blackleaf Capital Group is a loan broker, not a lender. It talks with a business owner about a funding need and passes the request to partner lenders and providers. It does not lend money, issue credit or make funding decisions.
Rates, amounts and terms are set by the funding partner, never by Blackleaf
Every rate, factor rate, fee, amount, term and collateral condition comes from the partner that makes an offer. Figures on this site are not offers, and an owner should read each partner's agreement in full before signing it.
What a cash advance offer arranged through Blackleaf is, and is not
A merchant cash advance is a purchase of future receivables, not a loan. The provider collects an agreed share of sales, or a set amount from deposits, until the purchased amount has been collected, and its cost is stated as a factor rate rather than an annual rate.
Where a credit check can happen: inside the partner review, not at the form
Sending the request form is not a credit application. A funding partner may check business and personal credit during its own review, and that partner's own disclosures explain the checks it runs.
Census figures and invented examples on this Athens, OH site
County, ZIP and city figures on this site come from U.S. Census Bureau programs (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, the American Community Survey and the Building Permits Survey), each labeled with its geography and year. Payment examples are marked as illustrations with invented figures, worked from the stated amount, rate and term, and are not quotes.
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